Three notes on how insurance works for the people who buy it
Our research: why almost no one uses the right to switch insurance, what people find out on the day of a claim, and how the incentives of those who make a product shape it.
Read the notesWhat we build, sign and publish, month after month, since the company began.
Our research: why almost no one uses the right to switch insurance, what people find out on the day of a claim, and how the incentives of those who make a product shape it.
Read the notesNewest first.
Every answer Parley gives comes from AI running in European data centers, in Germany and Belgium, and your conversations are stored in the EU, in Ireland. If no European server is available for a written answer, Parley declines rather than send it elsewhere. Voice, when you use it, is handled by OpenAI.
Trust centerBetween October 9 and 15, RBP CORP FRANCE, which operates Parley, signs with five wholesale brokers: UTWIN, Simulassur, Digital Insure, Alptis and April. Each one brings together the contracts of several insurers. Their loan insurance, the cover a bank asks for with a home loan, is open to Parley: Parley compares it with the contract you have and puts the better one in place. Also, for other insurance that Parley does not offer yet: AMI 3F and SPVIE.
Our partnersRBP CORP FRANCE, the Paris company that operates Parley, is registered with ORIAS as an insurance broker, under no. 26012136. Parley’s advice comes with a broker’s duties: understand your needs before anything else, and recommend what fits them. Anyone can check the registration on orias.fr.
Trust centerBefore recommending a new loan insurance, Parley checks it point by point against the cover your bank requires: exclusions, invalidity thresholds, deductible, waiting period. When keeping what you have is better, it says so.
How Parley worksSpeak instead of typing, and hear Parley answer. The conversation stays written on screen, so you can read it back at any time.
Talk to ParleyWe publish who Parley serves, what it will never do and how it decides. Parley ranks offers without looking at the commission. Anyone can read the text and hold us to it.
Read the CoreDownload any conversation with Parley as text or PDF, and correct your last message if it came out wrong. Or start a temporary conversation, erased once it ends.
Talk to ParleyBefore it states a rule, Parley looks it up in a library of sourced legal texts, such as the rules on changing your loan or home insurance, and cites the clause. When it finds nothing, it says so instead of guessing, and it never makes up a price.
What AI doesonparley.com opens straight on a conversation: you describe your situation in your own words, and Parley answers in plain language. From the first screen, it tells you that you are talking with an AI.
Talk to ParleyYou say what you need in your own words, in French or in English, and Parley asks the questions that matter back. From its first week, it is documented under the European AI Act: how its risks are managed, which data it uses and how it works.
RBP Corp is incorporated in Delaware, in the United States, to build AI that takes people’s side, starting with insurance.
The company