ParleyLatest noteOctober 2026 · 4 min read
The right to switch insurance is only the beginning.
French law lets people leave most of their insurance after the first year, and loan insurance at any time. Where it has been measured, the right is barely used, and mostly by people in the highest socio-professional category.
Read the noteOctober 2026 · 3 min read
When a claim reveals the limits of your insurance.
Referrals to the insurance mediator more than doubled between 2020 and 2024. The most common cause is a refused claim.
Read the noteOctober 2026 · 3 min readProducts inherit the incentives of those who make them.
A European supervisor found bank commissions of 30 to 70% of premiums on over half of mortgage-linked policies.
Read the noteThe same questions, everywhere.
- Who reads the contract, and when?
- Who can leave, and who actually does?
- Whom was the product shaped for?
Next: credit and savings
- Who reads a loan offer before signing it?
- Who knows what a loan really costs over its whole term?
- Who renegotiates a loan, and who never does?
- Who moves a life insurance policy or a French retirement savings plan (PER) when life changes?
Parley takes your side, starting with your loan insurance: it compares your contract, recommends the right one and puts it in place.